Does a Home Warranty Cover Termites?

A home warranty plan is a great tool in the protection of your home against breakdowns of your important home systems and appliances in the United States. However, many homeowners wonder if such plans cover pest-based damages, especially termite infestation. Termites are generally known to wreak havoc on structures silently. Let's dwell on whether the home warranty company in the USA usually covers terms or not and what one can do.

What Is a Home Warranty?

A home warranty is a service agreement guaranteeing or paying for damages or fixes or even replacement of home systems and house appliances arising from normal wear and tear. Such a plan ensures peace of mind at a worthy cost by counterbalancing the hefty cost of repair. Generally, coverage features HVAC systems, plumbing, electrical systems, and major appliances, such as refrigerators or washers.

Why Termites Damage Is Challenging?

Termite infestations are something that falls within pest control or structural damage, not quite like a mechanical breakdown or system failure, and most standard home warranty policies in existence today across the United States do not cover issues with termites. As termite infestations are considered to be avoided through preventative maintenance and proper pest control operations, they fall outside of what a home warranty would normally cover.

Why Home Warranties Don't Include Termite Infestations

The main reason why home warranties do not provide coverage for termites is that warranties were designed to repair mechanical failures-structural or environmental problems, not pests. Termite infestation has been deemed a homeowner's responsibility to monitor and control, and termite prevention more frequently requires than regular checks and proactive treatments outside a warranty vendor's base of experience.

Other Options for Termite Protection

Although termites aren’t typically covered by home warranty companies in the USA, homeowners still have options:

  1. Termite Bonds. Some pest control company offers termite bonds. It is a service contract, purchased specifically to forestall or treat termites. These mostly have annual inspections with treatment if necessary.

  2. Homeowner's Insurance Add-Ons: While standard homeowner's insurance also does not cover termite damage, some insurers offer add-ons or riders for structural pest damage, including termites.

  3. Professional Pest Management Services: Investing in a pest control service is a good strategy to prevent termite infestation and deal with problems immediately.

Selecting a Good Home Warranty Program

Whereas termites are probably not covered under a home warranty, you should look for a full package with your needs in mind. Elite Home Warranty is excellent when it comes to flexible and customized home warranty plans in the USA. We have an entire list of home systems and appliances covered to give our clients the best protection and service possible.

Conclusion:

Even though termite damage is not covered normally, a home warranty would be a huge help in guarding your house's major system and appliances. For pest-related issues, just consider other options like termite bonds or pest control services instead. Meanwhile, get your home systems covered by teaming with a reputable home warranty company in the USA like Elite Home Warranty.
Location: United States

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