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Showing posts from July, 2025

How to Lower Utility Bills Without Major Renovations

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The average American household spends around $438 extra each year just on air conditioning, and that's only one part of your energy bill. Utility costs keep climbing, but you can smartly reduce them. You can start saving money with simple changes. In this blog, our home warranty experts in USA , list some smart tweaks that can easily reduce your utility bills by 10-30%.  5 Smart Usage Habits That Add Up The fastest savings come from changing how you use energy—no tools required, just smarter daily choices. Manage Your Thermostat Settings: Your thermostat is the biggest contributor to your energy expense. Therefore, small adjustments create big savings. By turning your thermostat back 7-10°F for 8 hours a day, you can save up to 10% on yearly heating and cooling costs. Water and Appliance Efficiency: Your water heater works around the clock, making it another prime target for savings. Always run full loads in your dishwasher and washing machine to prevent water and energy wastage. Y...

Home Warranty vs. Home Insurance: Why You Need Both?

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You have insured your home, but what happens when your fridge or AC breaks during a heatwave? Most homeowners think their insurance covers everything. However, there's a big gap in protection that catches many people off guard. Home insurance protects against disasters like fires and storms. But it won't help when your dishwasher breaks down unexpectedly. That's where a home warranty in USA can help. Smart homeowners don't choose between these two types of coverage, rather use both to create complete protection for their biggest investment. What's the Difference Between Home Insurance and Home Warranty? While both protect your home, they serve completely different purposes and cover different types of problems. Home insurance protects against sudden disasters that you can't predict. A home warranty protects against everyday breakdowns that will definitely happen over time.  Why You Need Both Types of Coverage Smart homeowners don't choose between protection...